[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kvassay.sk\/na-dochodok-myslite-uz-teraz\/#Article","mainEntityOfPage":"https:\/\/www.kvassay.sk\/na-dochodok-myslite-uz-teraz\/","headline":"Na d\u00f4chodok myslite u\u017e teraz","name":"Na d\u00f4chodok myslite u\u017e teraz","description":"D\u00f4chodkov\u00fd syst\u00e9m v\u00a0na\u0161ej republike funguje na takzvanom priebe\u017enom financovan\u00ed. \u010co to znamen\u00e1 v\u00a0praxi? Ak sa pr\u00e1ve nach\u00e1dzate v\u00a0produkt\u00edvnom veku, chod\u00edte do zamestnania a\u00a0zar\u00e1bate peniaze, v\u00a0skuto\u010dnosti […]","datePublished":"2018-11-15","dateModified":"2018-11-15","author":{"@type":"Person","@id":"https:\/\/www.kvassay.sk\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.kvassay.sk\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4eaadff62661a2c38386085c87f88f683e575f9fda122ff8560bf1208996f3c5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kvassay.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kvassay.sk\/wp-content\/uploads\/img_a295645_w16661_t1547565826.jpg","url":"https:\/\/www.kvassay.sk\/wp-content\/uploads\/img_a295645_w16661_t1547565826.jpg","height":0,"width":0},"url":"https:\/\/www.kvassay.sk\/na-dochodok-myslite-uz-teraz\/","wordCount":459,"articleBody":"D\u00f4chodkov\u00fd syst\u00e9m v\u00a0na\u0161ej republike funguje na takzvanom priebe\u017enom financovan\u00ed. \u010co to znamen\u00e1 v\u00a0praxi? Ak sa pr\u00e1ve nach\u00e1dzate v\u00a0produkt\u00edvnom veku, chod\u00edte do zamestnania a\u00a0zar\u00e1bate peniaze, v\u00a0skuto\u010dnosti ne\u0161etr\u00edte na svoju starobu, ale na d\u00f4chodky s\u00fa\u010dasn\u00fdch d\u00f4chodcov. Ke\u010f sa v\u00a0tomto veku ocitnete vy, v\u00e1\u0161 d\u00f4chodok bude financovan\u00fd z\u00a0pr\u00e1ce dne\u0161n\u00fdch batoliat, alebo e\u0161te nenaroden\u00fdch det\u00ed. Probl\u00e9mom v\u0161ak je, \u017ee p\u00f4rodnos\u0165 celosvetovo kles\u00e1 a\u00a0Slovensko nie je v\u00fdnimkou. Preto sa m\u00f4\u017ee ve\u013emi \u013eahko sta\u0165, \u017ee v posledn\u00e9 roky v\u00e1\u0161ho \u017eivota, sa o\u00a0v\u00e1s \u0161t\u00e1t nebude ma\u0165 ako postara\u0165. Na d\u00f4chodok, by sme sa preto mali v\u0161etci sna\u017ei\u0165 pripravi\u0165 na vlastn\u00fa p\u00e4s\u0165. Re\u010d je samozrejme o\u00a0finan\u010dnom zabezpe\u010den\u00ed.\u00a0M\u00f4\u017eeme d\u00f4verova\u0165 \u0161t\u00e1tu? \u00a0V\u00e4\u010d\u0161ina \u013eud\u00ed ver\u00ed, \u017ee ak chod\u00ed poctivo do pr\u00e1ce, plat\u00ed dane a\u00a0vo\u010di \u0161t\u00e1tu si po cel\u00fd \u017eivot pln\u00ed v\u0161etky svoje z\u00e1v\u00e4zky, v\u00a0starobe sa o\u0148ho \u0161t\u00e1t na opl\u00e1tku postar\u00e1. Skuto\u010dnos\u0165 je v\u0161ak bohu\u017eia\u013e in\u00e1. U\u017e v\u00a0s\u00fa\u010dasnosti s\u00fa v\u00fd\u0161ky d\u00f4chodkov \u017ealostne n\u00edzke. Av\u0161ak v\u00a0d\u00f4sledku, vy\u0161\u0161ie spom\u00ednanej n\u00edzke p\u00f4rodnosti, sa t\u00e1to situ\u00e1cia m\u00f4\u017ee v\u00a0bud\u00facnosti e\u0161te zhor\u0161i\u0165. Ak\u00e9 je teda rie\u0161enie? Za\u010dnite si na d\u00f4chodok, odklada\u0165 financie u\u017e dnes.\u00a0Mo\u017enosti investovania \u00a0Mo\u017enost\u00ed existuje viacero. Prvou, je forma doplnkov\u00e9ho d\u00f4chodkov\u00e9ho sporenia, teda druh\u00fd a\u00a0tret\u00ed pilier. Op\u00e4\u0165 raz, v\u0161ak nehovor\u00edme o\u00a0\u017eiadnej istote. Rie\u0161en\u00edm m\u00f4\u017ee by\u0165 i\u00a0investovanie do nehnute\u013enost\u00ed, cenn\u00fdch papierov, alebo in\u00fdch komod\u00edt. Samozrejme, \u017ee ani tu, nem\u00e1te z\u00e1ruku, \u017ee o\u00a0tridsa\u0165 rokov, sa v\u00e1m va\u0161e financie vr\u00e1tia. Najv\u00e4\u010d\u0161ou istotou, je sporenie k\u00fasok po k\u00fasku. Z\u00a0ka\u017edej v\u00fdplaty, by ste sa mali sna\u017ei\u0165, odlo\u017ei\u0165 aspo\u0148 desa\u0165 percent. Rokmi sa t\u00e1to suma vy\u0161plh\u00e1 na pekn\u00fa \u010diastku a\u00a0vy budete ma\u0165 istotu, \u017ee na d\u00f4chodku neostanete \u00faplne bez financi\u00ed.\u00a0Financie je potrebn\u00e9 zhodnocova\u0165 \u00a0Peniaze odlo\u017een\u00e9 v\u00a0pono\u017eke pod vank\u00fa\u0161om, v\u0161ak m\u00f4\u017eu \u010dasom taktie\u017e str\u00e1ca\u0165 na svojej hodnote. Preto je dobr\u00e9, ak sa poobzer\u00e1te po v\u00fdhodn\u00fdch sporiacich \u00fa\u010dtoch, alebo in\u00fdch mo\u017enostiach bezpe\u010dn\u00e9ho investovania a\u00a0zhodnocovania pe\u0148az\u00ed. Nezabudnite na to, \u017ee pre ka\u017ed\u00e9ho je v\u00fdhodn\u00e9 a\u00a0vhodn\u00e9 nie\u010do in\u00e9. Nebojte sa informova\u0165 priamo v\u00a0banke, u\u00a0finan\u010dn\u00e9ho poradcu, alebo zalovi\u0165 po inform\u00e1ci\u00e1ch na internete.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na d\u00f4chodok myslite u\u017e teraz","item":"https:\/\/www.kvassay.sk\/na-dochodok-myslite-uz-teraz\/#breadcrumbitem"}]}]